As a social studies teacher, I find myself teaching economic concepts quite often. I find such ignorance among my students on the topic. And I don’t just mean the macro-economic issues – it is also the personal issues like loans, Credit Cards, and bankruptcy, that they don't understand.

I guess I can understand that, because I didn't understand those things when I was young, either. Indeed, I remember my first credit card, with a $500 limit when I was in college. I ran that sucker up but didn’t understand I couldn’t carry the balance long term -- for about three months. Not a good move, as I found out -- and I had to run to my folks for help I certainly learned some lessons from that experience.

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